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Employee Benefits Syracuse NY Insurance, Retirement Specialists in Syracuse NY

May 8, 2012

BDS Offers Individual Medicare Plans

Did you know that BDS is licensed to sell Medicare plans for individuals?  See highlights below:

Medicare Advantage plans

Medicare Advantage plans (also known as Medicare Part C) are offered by private insurance companies that contract with CMS (Center for Medicare and Medicaid Services).  They cover all services that are included in original Medicare Part A (hospitalization) and Part B (medical services) and sometimes include Part D (prescription drug) coverage. 

Medicare Supplement plans

Medicare Supplement plans are NOT part of Medicare. They are plans offered by private insurance companies that can cover out-of-pocket costs such as copays, deductibles, and co-insurance associated with Medicare Part A and Part B. 

Prescription Drug plans

Since original Medicare (Part A and Part B) does not cover most drugs, these plans offered through private insurance companies provide prescription drug coverage.  


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